Debt collectors lare well aware that they are not a sympathetic lot. But now they are saying enough is enough. The trade association that represents them is engaged in an unlikely charm offensive to change their lowly image, while also trying to shape the rules that govern them as they face the prospect of a tough new regulator.Screw ACA. I love their crap that they are "trying to help debtors", for that is about as far from the truth as it is possible to get.
Sorry, But Santa Is Way Ahead Of You
1 hour ago
3 comments:
You forgot the whole sentence..
"Trying to help debtors out of their money."
One might even be kinder and say they are trying to free debtors of the burdensome wealth. After all money is the root of all evil and freeing people from evil is good, right!
Yep, US grade A snark.
Eck!
Outside of THAT universe anyway.
Thanks for the chuckle (black as it is).
S
I love their crap that they are "trying to help debtors", for that is about as far from the truth as it is possible to get.
I've had way too many dealings with these scumbags. Oh, not because I don't pay my debts. I don't have a late payment anywhere on my credit report. It's because I have a common name and they appear to just pick anybody with my name from the phone book at random to harass for the debts of some *other* person with my name. (There are around twenty people with my name in the local phone book, and my guess is that there's about 100 people with my name in the local metropolitan area). And they refuse to go away when you tell them to send you proof of debt or go away. They just keep on harassing you in hopes that you'll send them some money that you don't owe just to get rid of them. (To those tempted to do so -- don't even think about it. It's like throwing raw meat to a starving dog, they'll be all over you with even more viciousness).
I've looked into suing them. But the federal Debt Collector Protection Act (which has some name that pretends to protect consumers) protects them from any penalties that might "threaten to put them out of business", and they're good at hiding their own assets, not to mention that they never identify themselves as legally required so you have to go thru a very expensive "John Doe" lawsuit compete with subpoenas to phone companies and so forth to find their identity. Given that you'll never collect the judgement that gets levied against them (what, you mean debt collectors are deadbeats? You don't say!), it's easier just to change your phone number to a new one and only give it to a few trusted people...
- Badtux the "They're scum" Penguin
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